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The Baden-Württembergische Versorgungsanstalt für Ärzte, Zahnärzte und Tierärzte (BWVA) is the statutory pension insurance scheme in Baden-Württemberg for employed and practising doctors, dentists and veterinarians
The BWVA grants its participants and their surviving dependants the following benefits:
As a member of the pension fund, you must pay pension contributions as long as you are not entitled to a pension. These determine the amount of subsequent pension benefits in each individual case.
The annual pension contribution is generally twelve per cent of the professional income of the year before last. It is limited by a minimum and a maximum contribution. The following also applies:
Tip: Further information on pension contributions can be found in the statutes of the pension fund for doctors, dentists and veterinarians.
Baden-Württemberg Pension Institution for Doctors, Dentists and Veterinarians
You are obliged to participate in the pension scheme as:
You can obtain a registration form from the BWVA or download it from the Internet. Fill it out, sign it and send it to the BWVA by post.
You will receive the result of the examination in the form of a notification. If you fulfil the requirements, the BWVA will provide you with your administration number. You should quote this number whenever you contact the BWVA.
You can apply for exemption from compulsory insurance in the statutory pension insurance scheme in favour of the BWVA. The application for exemption from compulsory insurance in the statutory pension insurance scheme must be submitted electronically. You will receive the notice of exemption or rejection in paper form. A separate application for exemption must be submitted for each activity.
Most employers pay pension contributions directly to the BWVA. If you are in an employment relationship, inform your employer of your administration number. Inform them of your exemption from compulsory insurance in the statutory pension insurance scheme. If you are not employed or your employer does not pay the contributions directly to the BWVA, you must pay the contributions yourself. This is also possible by direct debit.
For registration: as soon as you fulfil the requirements for participation
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Versorgungsanstaltsgesetz (VersAnstG):
Satzung der Versorgungsanstalt für Ärzte, Zahnärzte und Tierärzte
machine generated, based on the German release by: Sozialministerium Baden-Württemberg, 30.07.2025
