The debtor register is maintained by a central enforcement court for each federal state. In Baden-Württemberg, the Karlsruhe district court is the central enforcement court. The debtor register serves to protect business transactions from uncreditworthy debtors. It records all persons
- whose assets are clearly not sufficient to fully satisfy the claims of the enforcing creditor or
- who have not fulfilled their obligation to submit a declaration of assets (corresponds to the former affidavit or oath of disclosure).
The competent bailiff or other competent authorities such as the tax office or the insolvency court order the entry of a debtor.
Deletion from the debtor register takes place automatically after three years. Deletion can take place earlier if the debts have been repaid.
Anyone can apply to inspect the debtor register. However, you must state in your application the purpose for which you wish to use the personal information. This is because access to the debtor register is only permitted for certain purposes regulated by law.
The following organisations can for example Obtain copies of the debtor register and pass them on to their members:
- Chambers of industry and Chambers of commerce and corporations under public law in which members of a profession are organised by law (chambers),
- Applicants who use imprints for the establishment and maintenance of non-public central debtor directories.